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For help with any Online Loan related services consumers may The APR on a short term loan can range from 200% to 2,290% depending on how the APR is calculated (nominal vs.

effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors.

Don't be fooled by "1-hour online personal loan" or "1-hour cash advance loan" marketing schemes.

While approval for a short-term loan can be fast, usually within minutes, you are not likely to be able to get cash within the hour.

APRs vary according to the information supplied by you in your loan request and your lender.

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